We are pleased to offer our customers a choice of finance options
We are pleased to offer our customers a Buy Now Pay Later facility on all items over £200.
This means that you can order the goods you want today by calling instore and not worry about paying anything for 12 months. (Online requires a minimum 10% deposit).
You can choose to pay in full by the end of the interest free period (final settlement of £29); alternatively, you can spread the cost. If you decide not to pay in full during the interest free period, no problem, you will automatically revert to an interest bearing option, at typical 24.9% APR, spread over 48 monthly payments.
Representative Example (if you paid in full within the deferred period)
- Price: £300
- Deposit: £30
- Amount Paid within deferred period £270.00
- Early Settlement Fee £29.00
- Total Paid £329.00
Representative example (if you had not paid anything within the deffered period)
- Price: £300
- Deposit: £30
- Amount of credit: £270.00
- Interest rate: 24.9% p.a fixed
- Representative: 24.9% APR
- Total term: 60 months 12 month payment holiday followed by 48 monthly payments of £10.51.
- Total amount payable: £534.48
- Early settlement fee £29
Spread the Cost with Flexible Finance
Flexible repayment options are available on all items over £200, making those important purchases easier to manage.
You can choose to spread the cost over 24, 36 or 48 months, with an interest rate of just 19.9%.
Just follow the steps below to make your application.
Order value (cash price) £300, total amount of credit £300 with no deposit to pay,
19.9% representative APR, 36 monthly payments of £10.89, total amount payable £392.04.
This gives you complete control, even if your circumstances change.
This facility can be arranged over the telephone within a few minutes when we email you with a secure link to complete the finance application at your convenience.
Once approved, simply digitally sign the finance agreement and your sales consultant will contact you to confirm delivery or collection arrangements.
Follow 3 easy steps to arrange our Buy Now Pay Later interest free option...
- Select the product(s) you wish to purchase and pay using the Pay by Finance option (minimum 10% deposit required); OR
2. Call 01253 699009 to apply for credit OR visit us in-store;
3. For Buy Now Pay Later, pay the balance back to the finance company whenever you like within the deferred period, and pay no interest.
Just call 01253 699009 or visit us in store... and leave it to us
1. We cannot ship a finance order to a different delivery address.
All finance orders must be delivered inside the Customer’s current residential address.
2. You cannot apply for credit if you have not been a resident of this country for 3 years, if you are receiving unemployment benefit or are under 18 years of age.
3. Minimum order value of £200 after deposit.
Credit subject to status and affordability. Terms & Conditions Apply. (Appliance Spares Direct) are a credit broker and are Authorised and Regulated by the Financial Conduct Authority.
Credit is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital UK PLC authorised and regulated by the Financial Conduct Authority.